Payment Terms


Our online store includes both Klarna's payment methods and Checkout Finland Plc's payment methods.

Klarna's payment methods

Together with Klarna Bank AB (publ.) (Head office address Sveavägen 46, 111 34 Stockholm, Sweden) we offer the following payment methods where payment is made directly to Klarna:

Invoice: the payment period is 14 days from the delivery of the products. The terms of the Klarna invoice are available here.

Flexible installment payment: you can pay for your purchases flexibly in monthly installments of at least 1/24 of the amount of the debt (however, always at least EUR 5.00 including interest on the remaining debt).

Fixed installment fee: you can choose from different monthly installment options at checkout. The installments decrease monthly as the outstanding loan amount decreases.

Campaign Invoice: If your purchase has been offered the option of an extended payment period of 1 to 3 months for a start-up fee (e.g., “Buy Now, Pay in February”), you can pay for your purchases according to the terms of the campaign invoice.

The terms of the flexible installment payment, the fixed installment payment and the campaign invoice can be found here and the standard European consumer credit information here.

Banks: Osuuspankki, Danske Bank, Nordea, Aktia, Säästöpankki and S-Bank.

Credit cards: Visa, Visa Electron, Mastercard

You can find more information about Klarna here and Klarna's terms of use here. Klarna processes your personal information in accordance with applicable law and Klarna's privacy statement.

Stripe Payment terms

Payment Terms are terms that apply to the use of Payment Methods. You can decide whether or not to use a Payment Method. However, if you use a Payment Method, you accept and agree to the terms applicable to that Payment Method, which will form part of your agreement with Stripe.

Payment Methods
American Express (Switzerland)
Amex Express Checkout
Apple Pay on the Web
BECS Direct Debit (Australia)
Cartes Bancaires
EPS Public Beta
Google Pay
Klarna Public Beta
Multibanco Public Beta
SEPA Direct Debit
Visa Checkout

The above list is not an exhaustive list of the Payment Methods offered by Stripe, and there are Payment Methods for which there are no separate Payment Terms.

Payment Method availability also varies by geography. Depending on your location, you may not be able to use one or more of the Payment Methods listed above (or that are otherwise offered by Stripe). The Payment Methods available to you are set out in your Stripe dashboard.

Amendments and changes
Payment Methods are sourced from various providers, and each provider controls the terms that apply to its Payment Method. As a consequence, the terms and Documentation applicable to a Payment Method are subject to change at any time, and it is your responsibility to periodically review the terms and Documentation in order to ensure that you are aware of, and comply with, the applicable requirements.

Stripe may add or remove Payment Methods at any time. If Stripe removes a Payment Method, Stripe will provide you with notice prior to the removal becoming effective for you, except where Stripe is required by a third party (such as the Payment Method provider) to cease offering the payment method.

Redirection to online banking pages
Some Payment Methods require the re-direction of the Customer to an online banking page (“Online Banking Payment Methods”). If you use an Online Banking Payment Method, you must ensure that the Customer is able to recognize that the re-direction has occurred via the display of the bank’s URL in the address line of the browser, and the Customer must be able to review the security certificate for the bank’s online banking page. In addition, you may not use any iframes (or any other method that integrates the online banking page within your site content) when including an Online Banking Payment Method in your payment process.